Attention homeowners: Real estate appraisal services for in Houston and Harris County

The top 7 reasons TX homeowners order from Stanfield & Assoc:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Harris county's assessment of your propertyworth
  3. To lower a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TX divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Harris county or TX

Do you own a house in or near Houston? Do you need help deciding the price of your real estate?
Contact Stanfield & Assoc.

At Stanfield & Assoc, we understand the unique needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Stanfield & Assoc, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are veterans in helping consumers just like you rid yourselves of unwanted PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Stanfield & Assoc is your strongest weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be annoying from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Stanfield & Assoc can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned professional double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Stanfield & Assoc can help you with that. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.